Liability Insurance can provide coverage for claims resulting from injuries and damage to people or property. This insurance is critical for those who may be held liable for injuries to others.
A basic tenant of liability insurance is that when an accident or event happens and the other party brings suit against you, your insurance company has a duty to defend you. That is, you turn the lawsuit over to your insurance company and they are supposed to hire an attorney for you at no cost. That is how insurance works. You pay a premium and they agree to provide benefits in return. Failure to defend can have disastrous consequences for you and can lead to a bad faith claim against your insurance company.
If you feel that your insurance company is not defending you and is treating you unfairly, please contact us for a free consultation.