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MGW Law

Wisconsin’s Dedicated Insurance Law Firm

When To Hire An Attorney For Your Bad Faith Insurance Dispute

Last updated on May 13, 2025

When you file an insurance claim, you expect your insurance company to treat you fairly and uphold their end of the agreement. Unfortunately, that is not always the case. If you are facing delays, unjust denials or other troubling behavior from your insurer, you may be dealing with a bad faith insurance dispute.

At MGW Law, we have served individuals and businesses across Wisconsin for over 50 combined years. We have recovered over $40 million for our clients, and represented over 3,500 residents and businesses in insurance-related matters. We take pride in being one of Wisconsin’s most trusted firms for bad faith insurance disputes.

What Is Bad Faith Insurance In Wisconsin?

Under Wisconsin law, insurance companies are required to act in good faith and deal fairly with policyholders. Bad faith occurs when an insurer unreasonably delays or denies a claim, misrepresents policy terms or fails to investigate a claim properly.

Common examples include:

  • Delaying claim processing without justification
  • Denying claims without conducting an adequate investigation
  • Offering settlement amounts far below the fair value
  • Misrepresenting policy language to avoid payment
  • Failing to explain the reasons for a denial
  • Requesting excessive or unnecessary documentation

These actions may violate Wisconsin’s insurance statutes and signal that it is time to consult an attorney.

What Is The Timeline Consideration?

In Wisconsin, the statute of limitations for filing a bad faith insurance claim is two years from when the bad faith occurred or was discovered. This is based on Wisconsin case law rather than a specific statute, as bad faith is generally considered a tort claim.

If your claim feels suspicious or has been denied without cause, it is smart to speak with a lawyer as soon as possible.

Contact Us

If something feels off with how your claim is being handled in Wisconsin, do not brush it aside. Work with our experienced Wisconsin attorneys at MGW Law.

Our team is here to review your situation and help you understand if your insurance company may be acting in bad faith. Call our Manitowoc office at 920-383-3911 or email to speak with a lawyer.