Advocating For Policyholders With Property Damage In Wisconsin
Last updated on May 13, 2025
Property damage can be frustrating, especially when your insurance company is struggling. Whether you are a homeowner, landlord or business owner, we step in when insurers refuse to uphold the duty of care they owe you in their policies. No matter the type or extent of the damage, you can count on our attorneys at MGW Law to fight for the compensation you deserve.
What Bad Faith For Property Damage Claims Can Look Like
Many insurers act in bad faith to avoid paying out claims for property damage. There are several ways that their bad-faith actions can appear, including:
- Undervaluing your property
- Misinterpreting what your policy does and does not cover
- Claiming that your policy doesn’t cover a specific type of damage, even when it does
- Pressuring you into accepting a lowball settlement
- Claiming that you intentionally damaged your property to collect insurance
Bad faith tactics are not always obvious, as insurers may be trying small moves to undermine the legitimacy of your claim. If you believe your insurer is trying to delay or outright avoid paying your property claim, call us at 920-383-3911. We bring over 50 years of combined experience to insurance cases and know how to hold them accountable.
Property Damage Claims We Can Assist You With
Our lawyers have worked on a broad array of property damage claims in Wisconsin. We cover the claims we see most often below.
Fire And Smoke Damage
To avoid paying a fire and smoke damage claim, insurance companies may conduct pointless and unproductive investigations and use the conclusions they make from these investigations to deny your claim. They may also try to downplay the severity of fire and smoke damage on your belongings to avoid paying you a heftier settlement. We can help review and address the policy provisions of your fire and smoke damage insurance coverage fire restoration and challenge partial versus total loss determinations made in bad faith. We can also assess and determine policy coverage for hidden damages, like those behind walls or HVAC systems.
Flood And Water-Related Damage
Flood and water damage claims can be challenging because disputes over water source classifications can arise. We can address issues such as:
- Groundwater vs. surface water distinctions abuse
- Sewer backup limitations
- Interpretations of water vs. flood damage policies
We are also experienced in addressing mold remediation denials and Wisconsin-specific basement water issues.
Storm And Natural Disaster Damage
Disputes over multi-cause losses, deductible manipulation, and preexisting damage allegations without evidence are common when making storm and natural disaster claims. We can thoroughly review and address weather pattern documentation disputes, concurrent causation clause abuse, and improper use of “Act of God” exclusions to make sure your insurance provider processes your claims fairly.
MGW Law: The Legal Advocates Wisconsin Property Owners Need
Property damage is enough to deal with on its own. Facing difficult or uncooperative insurers can make matters worse. If you are stuck with a property insurer acting in bad faith, we can help you push back.
Call us today at 920-383-3911 or visit our contact page to schedule an initial consultation. We take cases across all of Wisconsin.