Seasoned Legal Counsel For Wisconsin Water And Flood Damage Claims

Last updated on May 13, 2025

Water and flood damage can be some of the most serious your property can suffer. While it can damage the structural integrity of your property in the short term, it can also cause mold growth and create health hazards if left unaddressed. Water and flood damage can be costly, causing many insurers to try to avoid covering water and flood damage altogether. If your home gets seriously damaged by a water or flooding-related incident, you may find that your insurance provider is doing everything possible to avoid paying you what you owe.

As a team with 50 years of combined experience on both sides of insurance disputes in Wisconsin, our attorneys at MGW Law are here to provide guidance, knowledge and support when you’re stuck addressing these issues. We will fight tenaciously for the coverage and compensation you deserve after a flood and many other types of damage caused by mother nature.

Water Source Classifications Can Complicate These Disputes

Depending on your situation, you may encounter issues with:

• Surface water versus groundwater classification
• Sewer backup versus floodwater
• Rising water versus wind-driven rain

Many insurance policies aren’t clear on the types of water damage they will and won’t cover. Some insurers may try to mislead you with their coverage offerings, but we can help you make sense of the chaos. If you wish to review the details of your policy, get in touch with us today by calling 920-383-3911.

Water And Flood Damage Claim Issues We Can Help You Address

We have helped clients resolve claims and disputes in many flood or water damage situations. We cover a few common examples below.

Basement Water Damage

Basement flooding is a common issue in Wisconsin. Because of this, insurance companies often try to exploit foundation exclusions or dispute sump pump failure coverage. Our job is to ensure these claims are handled fairly, from finished basement restoration to below-grade living space coverage issues.

Mold And Secondary Damage Disputes

Mold and secondary damages can complicate your recovery process. That’s because mold can grow anywhere, resulting in hidden hazards. Depending on the severity of the damage, it could increase the chances of long-term health risks. Our attorneys can help you work through mold exclusion applications, delay tactics, and disputes over necessary repairs. We work to ensure you receive fair coverage for mold remediation and any secondary problems stemming from water damage.

Coordinating Flood Insurance Program Claims

National Flood Insurance Program (NFIP) and private flood insurance claims can be taxing. We can help you coordinate between flood and homeowners policies to address any Wisconsin flood zone determination challenges you may encounter. We can also help you appeal any NFIP claim denials. That way, you can continue to pursue adequate compensation.

Handling Plumbing And Appliance Failure Claims

Plumbing and appliance failures can lead to significant water damage. If you endure water damage due to failed appliances, we can effectively address disputes over the following:

• Sudden versus gradual leaks
• Appliance malfunctions
• Plumbing age discrimination in coverage decisions

Our goal is to ensure that your insurers accurately assess your situation and hold them accountable if they act in bad faith.

Managing Weather-Related Water Damage Claims

Wisconsin is no stranger to intense and unpredictable weather events. Whether your property endures water damage from floods, blizzards, thunderstorms or other natural disasters, we are here to address coverage disputes related to weather-driven water damage.

We Can Be Your Partner In Mitigation And Restoration

Effective mitigation and restoration are crucial after water damage. We will advocate for adequate drying protocols, fair demolition scope, and proper contents restoration. Let us manage these legal complexities so you can focus on restoring your property.

Let’s start helping you with your recovery efforts today. Call 920-383-3911 or email us through our contact page to schedule an initial consultation.

While our office is located in Manitowoc, we are here to help you, no matter where you live across Wisconsin.