Struggling With Fire Or Smoke Damage Claims? MGW Law Can Help.
Last updated on May 13, 2025
Any level of fire and smoke can do significant damage to your home. When you have to negotiate with an insurer that does everything it can to delay or deny your claim to avoid covering that damage, that can add frustration and complexity to your situation. As bad faith insurance attorneys with over 50 years of combined experience, our team at MGW Law has the skills, knowledge, tools and resources necessary to help you push back against bad faith insurance claims relating to fire and smoke damage.
Learn more about what we can do for you in this or any other property damage claim by calling us at 920-383-3911.
Fire Damage And Bad Faith Insurance Practices
Fire damage claims can be complicated whether you own a residential or commercial property. You may encounter disputes over partial versus total loss determinations, kitchen fire coverage limitations, and electrical fire causation disagreements. Sadly, this can make it easier for insurers to take advantage of the situation and act in bad faith. If your insurance provider tries to question the legitimacy of your claim, denies that your policy covers your specific situation, or tries to push you toward a settlement that does not cover the full extent of the damage, we are here to fight for you.
Smoke Damage And Bad Faith Insurance Practices
Smoke damage can be as harmful as fire damage. It can weaken the structural integrity of your home and damage your flooring, discolor your appliances, and corrode your HVAC system. Yet, insurance companies often try to minimize the severity of smoke damage. You may face accusations of inadequate cleaning, disputes over long-term smoke odor remediation, and the cost of hidden damages. Our attorneys will aggressively advocate for proper testing and fair compensation for any smoke-related damage to your property. You can feel confident knowing your claim was thoroughly assessed and investigated.
Addressing Arson Investigation Abuse
Sometimes, insurers may accuse policyholders of committing arson to collect insurance money. These accusations can often lead to them conducting unfair and unnecessary investigations, resulting in significant claim delays or outright denials. You shouldn’t have to suffer from these accusations, especially if you feel they are unfounded. Our lawyers are prepared to challenge biased reports and assumptions about financial motives without basis. You deserve to have your rights and dignity protected throughout the claims process.
Protecting Your Living Expenses And Business Interruption Claims
After enduring fire or smoke damage, insurance companies may impose unreasonable limitations on your Additional Living Expense (ALE) coverage and business interruption claims. If that happens to you, we can fight to get you the compensation and coverage you need for
- Temporary housing
- Evacuation expenses
- Business losses
We understand that restoration of your business property takes time and that you are losing money every day you are not operating. Because of this, you deserve coverage. Our attorneys are committed to fighting for extended restoration coverage and loss of use valuation.
Fighting For Fair Possession/Contents Valuation
Losing your possessions to fire and smoke damage can be devastating. You rely on insurance to replace these items. Sadly, insurers often demand excessive and unnecessary documentation to get these assets back. If this happens, we can help you navigate the complexities of depreciation calculation and high-value item disputes.
Advocating For Accurate Structural Damage Assessment
Fire and smoke can often leave your property with hidden structural damages. If you run into any issues with your insurer regarding these matters, we can help facilitate and conduct:
- Thorough heat damage assessments
- Necessary demolition scope evaluations
- Unbiased engineering reports
We can also address code upgrade coverage denials and foundation damage assessments.
Your Partner In Recovery And Restoration
Recovery from fire and smoke damage is complex, but you don’t have to face it alone. We help you select contractors, manage material cost inflation, and ensure building code compliance. Let us handle the legal complexities so you can focus on rebuilding your life.
Let’s get started with your rebuilding and recovery efforts today. Call 920-383-3911 or visit our contact page to schedule an initial consultation. We are ready to take on your case, no matter what part of Wisconsin you live in.