Vehicle Impact Claims: When Insurers Deny Damage To Your Home Or Business
Last updated on November 3, 2025
It can be complex to make an insurance claim when a vehicle hits your real estate property, whether that is a home or a business. If your insurance denies the case, you may believe that it is a bad-faith insurance vehicle damage claim, meaning you need to know what steps to take to get the compensation you truly deserve.
At this time, it can help to work with a Wisconsin vehicle impact claim lawyer, such as our team at MGW Law. Our attorneys have over 50 years of combined legal experience and are dedicated to helping Wisconsin policyholders explore their options. Call today for an initial consultation.
Addressing A Denied Property Damage Claim In Wisconsin
If a car hit your house and the insurance claim was denied, you may believe that they denied it in bad faith. Perhaps they did not investigate promptly, or perhaps they misrepresented the policy or the results of that investigation.
In some cases, you may think the insurance company just did not go far enough. You may need to turn to engineering reports and other types of evidence when proving structural damage beyond the point of impact.
Your insurance company owes a duty to you as the policyholder. This does not mean that all claims have to be approved, but they cannot simply deny valid claims to avoid a payout, nor can they create unreasonable delays or refuse to communicate with you in hopes that you will drop the claim. If you feel that your insurance company is acting in bad faith, then it may be time to start looking into all of your legal options to remedy the situation, going far beyond simply seeking compensation for the car impact.
Naturally, this applies to a commercial property vehicle damage bad faith claim in the same way that it does for residential property. Whether there is a structural damage insurance dispute or another issue entirely, you must understand your legal rights.
Call For A Consultation
To get this process started with a Wisconsin vehicle impact claim lawyer, just dial 920-383-3911 or use the online contact form for a consultation.