Experienced Renters Insurance Claim Lawyers in Wisconsin
Last updated on June 18, 2025
Renters’ insurance protects Wisconsin tenants in case of unexpected events that cause damage or third-party injury. Without it, financial burdens after theft, fire or other forms of property damage often arise.
At MGW Law, we understand the importance of reliable renters insurance coverage. From Manitowoc, Wisconsin, our experienced attorneys provide renters with knowledgeable guidance and strong advocacy in insurance-related matters.
Understanding Renters’ Insurance In Wisconsin
Renters’ insurance policies typically include personal property coverage, protecting belongings from theft, fire and other damages. Liability coverage helps safeguard renters against claims if someone is injured in their unit. Additional living expenses coverage helps with temporary housing costs if the rental becomes uninhabitable due to a covered event.
Wisconsin law does not require renters’ insurance, but landlords may mandate it as part of lease agreements. Many renters mistakenly believe their landlord’s insurance covers their personal belongings, but this is not the case.
Other common misconceptions about renters’ insurance include assumptions that all damages are covered, that coverage is too expensive or that it is unnecessary for small apartments. Our lawyers can provide accurate information about Wisconsin renters’ insurance policies.
Common Bad Faith Practices By Insurers
Insurance companies sometimes engage in bad faith practices, unfairly denying or delaying renters’ claims. Signs of bad faith include:
- Unreasonable claim denials that lack valid justification
- Improper valuation of damaged or stolen property, offering inadequate compensation
- Delayed investigations or payments, causing financial strain
- Misrepresentation of policy terms, misleading policyholders about coverage
- Failure to defend against third-party claims, leaves renters vulnerable
If your claim has been wrongfully denied, MGW Law can help. Legal options include:
- Internal appeals to challenge unfair denials
- Complaints to the Office of the Commissioner of Insurance, holding insurers accountable
- Bad faith litigation, pursuing compensation for wrongful actions
With our team by your side, you can take action to protect your rights and seek the compensation you deserve.
Let Us Help Get The Coverage You Paid For
Do not let an insurance company deny you the protection you deserve. Contact our Manitowoc, WI lawyers today at 920-383-3911 to discuss your renters insurance concerns. You can also reach out via our online contact form.