MGW Law: Helping You Fight Bad Faith Auto Insurance Practices
Auto insurance claims can be complicated. It doesn’t matter whether you were in a small accident or a significant collision; you should be able to get what you need from your insurance company without issue. However, that often isn’t the case. You may find that your auto insurance provider is bending over backward to avoid providing you with the coverage for which you paid a premium. When that happens, pursuing legal remedies may be necessary.
At MGW Law, we understand how difficult dealing with auto insurers can be. Our team has over 50 years of combined experience on both sides of the insurance industry, and we know how to spot when auto insurers are acting in bad faith.
Signs Your Auto Insurer Is Acting In Bad Faith
Insurers engaging in bad faith may do things like:
- Delaying payments by an unreasonable amount
- Misrepresenting specific provisions within your insurance policy
- Improperly investigating your claim
- Trying to offer you a settlement well below what you need
Auto insurers in Wisconsin have a duty of care to provide appropriate coverage to their policyholders. If you discover that your auto insurer is acting in bad faith, you can file a complaint with the state. You can also pursue a claim against your insurer with help from one of our attorneys.
Auto Claims Where Bad Faith Practices Can Show Up
A few examples include:
Personal Injury Protection Claims
Insurers may wrongfully deny medical expenses, attendant care benefits, replacement services and lost wages. A lot of them also mishandle independent medical examination issues. Our lawyers are well-versed in challenging these wrongful denials and ensuring you receive the benefits you’re entitled to.
Uninsured/Underinsured Motorist Claims
Insurers often use specific denial tactics and processing delays when dealing with this type of coverage. If your situation resulted in a severe injury, they may dispute coverage limits and fair settlement practices. We can assist you in addressing these challenges and securing the compensation you deserve.
Property Damage And Mini-Tort Claims
Wisconsin’s limited property damage recovery system can lead to bad faith in handling mini-tort claims. Vehicle valuation disputes, lowball offers, rental car reimbursement delays and repair versus replacement disputes are common. Our attorneys can fight for fair compensation and seek to resolve your property damage claims.
Mishandling Total Loss Claims
In Wisconsin, when your car is deemed a total loss, insurance companies often pay out the actual cash value of your vehicle minus the deductible. However, some insurers may use bad faith practices to try and get around this. Whether they understate the value of your totaled vehicle, claim there are title transfer issues or unreasonably delay your payment, these actions may violate Wisconsin’s bad faith insurance laws. We can help you identify these practices and hold your insurers accountable.
Practical Guidance For Claimants
Handling bad faith auto insurance claims requires thorough documentation, persistence and a solid legal advocate. Discover how we can help you pursue justice and hold your insurer accountable for their bad faith practices. Schedule a consultation today by calling 920-383-3911 or visiting our contact page. We take cases across the state of Wisconsin.