Experienced Legal Support For Natural Disaster Claims
Last updated on May 13, 2025
Storms have become a lot more potent in recent decades. While Wisconsinites know how to prepare for bad weather, there is only so much you can do. Unfortunately, you may have to address severe storm damage to your property. You have insurance to cover these damages, but when your insurer acts in bad faith, it can complicate your recovery efforts.
If you are trying to get compensation to cover storm-related damage to your home, our attorneys at MGW Law can help. We bring over 50 years of combined experience working on both sides of the insurance industry and are knowledgeable of the tactics they use to deny many types of property damage claims.
Storm And Natural Disaster Coverage Can Be Complicated
In Wisconsin, you can experience all four seasons. That also means you can experience a variety of storms and natural disasters, such as:
- Blizzards
- Wildfires
- Flooding
- Tornadoes
- Hail
- Thunder/lightning storms
This can all depend on where you live within the state. This diverse range of weather events can complicate insurance claims. For example, you may encounter challenges related to seasonal storm damage, multiple storm event attribution, and regional storm damage pattern denials. Our lawyers can help you address the specific coverage issues you are facing and work to figure out what your policy covers and whether your insurance provider is acting in bad faith.
How We Can Help You With Storm And Natural Disaster Claims
Our attorneys have helped resolve a range of claims resulting from severe storms and other acts of Mother Nature; we discuss a few situations below.
Addressing Multi-Cause Loss Disputes
Insurance companies often employ tactics to separate wind and water damage, abuse anti-concurrent causation clauses, or manipulate “predominant cause” determinations. We can help you address these coverage gaps and ensure they don’t unjustly shift the burden of proof onto you.
Handling Catastrophic Loss Claim Processing
If you suffer property damage due to a widespread disaster, your insurance claim could experience processing delays and inconsistent damage assessments. If that happens, we can fight to prioritize your claim and ensure it is handled efficiently. We can also address issues involving adjuster overwhelm and temporary licensing concerns.
Navigating Severe Thunderstorm Damage Claims
Severe thunderstorms can pose unique challenges like lightning strike verification disputes and power surge coverage limitations. We can help you advocate for fair assessments and address storm damage identification manipulation and other related issues.
Winter Storm-Specific Claim Challenges
Winter storms can lead to disputes over snow load structural damage, ice dam coverage denials, and freezing pipe exclusions. If you experience any of these issues, we can take over communication with your insurance company and ensure it processes your winter storm damage claims accurately.
Protecting Your Post-Disaster Additional Living Expenses
If a storm destroys your property, insurance companies may try to limit their coverage for temporary housing and other associated costs. We can fight for the fair compensation you deserve if a storm leaves you temporarily displaced from your home and you need to stay elsewhere.
Storms Are Out Of Your Control; Your Coverage Shouldn’t Be
No one plans for or deserves to have their property damaged by a storm or natural disaster. If a storm causes significant damage, you deserve fair compensation to cover the cost of damage. However, in tough times like this, your insurance company may try to protect themselves more than they try to protect you, which is not what you signed up for.
We can help you hold them accountable if they act in bad faith. Schedule an initial consultation with our Manitowoc office today by calling 920-383-3911 or visiting our contact page. We take cases across Wisconsin.