Aggressive Attorneys Fighting For The Tornado Damage Coverage You Need
Last updated on May 13, 2025
Wisconsin has had its fair share of tornadoes over the years. If your home or property becomes severely damaged or destroyed by a tornado, you are relying on your property insurer to provide you with the coverage you need. While paying a premium for that coverage, your insurer may still decide to delay or deny your claim, leaving you in a difficult spot.
If this happens, you can find help from the attorneys at MGW Law. We bring 50 years of combined experience from both sides of insurance disputes to help you with your case. We are here to help you address the aftermath of tornado damage and fight for the coverage you need, so you can focus on rebuilding your home and your life.
Tornados Can Make Insurance Claims More Complicated
While Wisconsin is not directly in tornado alley, many areas in the state are still high risk. If your property suffers damage from a tornado, you could face complications with multi-tornado event coverage or issues related to the Enhanced Fujita (EF) scale. No matter how complex your situation is, our attorneys have experience with multiple types of property damage claims and are here to help you fight for what you need.
How We Can Help You With Your Tornado Damage Claim
It is challenging to determine what steps to take for your insurance claim after a tornado has ripped apart your home and its contents, but we know what steps are needed. We explain a few things unique to tornado damage that we can assist you with below.
Addressing Total Loss Valuation Disputes
When a tornado destroys your property, you could encounter issues involving:
- Undervaluation
- Replacement cost versus actual cash value
- Depreciation calculation abuse
We can help you advocate for a fair property assessment and fight for the compensation you need to cover your losses.
Handling Partial Tornado Damage Assessment
While partial damage can be less devastating, filing an insurance claim can be just as complex. Depending on the circumstances, you could face disputes over:
- Wind speed thresholds
- Flying debris damage attribution
- Hidden damage identification
We can help you understand the details of your coverage to ensure that your insurance provider represents it accurately.
Navigating Contents Inventory Challenges
A tornado can easily sweep up your cherished belongings. Losing these items can hurt. Sadly, insurance companies often demand extensive, and sometimes unnecessary, documentation and proof of ownership for destroyed items. We can help you complete the paperwork involved to account for every personal belonging and ensure that your insurance company is following the law and their policies when it comes to replacing your items.
Protecting Your Additional Living Expenses
If a tornado destroys your property, you may need to find a temporary living space until your home has been fixed or restored. Finding temporary housing can be costly, and insurance companies may limit housing allowances and displacement coverage. If that happens, we can help aggressively advocate for the temporary housing compensation you need so you don’t have to strain your finances while your property gets rebuilt.
Managing Business Interruption After Tornadoes
Storms can disrupt many businesses; tornadoes could bring your business operations to a complete halt. If you experience business disruptions due to a tornado, we can handle disputes over business income loss calculations, extended restoration periods, and extra expense coverage limitations. Our goal is to make sure the insurance company handles your claims thoroughly and accurately so that you can get the coverage you need.
We Are Here To Help You Rebuild
Rebuilding your home or business after tornado damage can cost a lot. Rebuilding and starting over is possible but can be costly. When your insurer tries to deny you compensation for tornado damage out of bad faith, we are here to help.
Let’s help you hold your insurer accountable. Schedule an initial consultation with us today by calling our Manitowoc office at 920-383-3911 or visiting our contact page. We take cases across all corners of Wisconsin.