Wisconsin’s Dedicated Insurance Law Firm
When storms, fires or criminal activity damage homes and other real property, people turn to their insurance to pay for repairs. Some insurance claims are straightforward. People file a claim for a covered loss, possibly related to storm damage or a house fire. They...
Insurance companies are some of the biggest advertisers in the country. They spend their massive budgets trying to convince people that they are friendly and helpful. They want policyholders to trust that they will receive fair treatment when making a large claim....
When looking at insurance claims, Wisconsin uses a reasonable expectations doctrine. This can be controversial at times. The goal of the doctrine is simply to uphold the obligations that the insurance policyholder would reasonably expect from that policy. But the...
Some insurance policyholders navigate a straightforward claims process after they experience covered losses. They document their losses, submit the necessary paperwork to the insurance company and receive a reasonable policy payout. Other people are not so fortunate....
Discovering damage to your property can feel overwhelming. Along with the shock of what’s happened, there’s the immediate question of how you’ll repair it and whether your homeowners insurance will cover the loss. If you do have coverage, one of the most important...
Insurance policies are built on trust because when you pay your premiums on time, you expect your insurer to respond fairly when you file a claim. However, there are situations where insurers fail to meet these expectations. Consumer protection laws exist to ensure...
Paying insurance premiums creates an expectation that your coverage will support you when a loss occurs. Having proper documentation is one of the most important ways to ensure that your claim is handled fairly and efficiently. Many claimants experience delays or...
You pay premiums for years, then a storm, fire or water loss hits your property. You report the damage and expect a clear answer. Instead, the insurer sends a denial letter. Before that happens in Wisconsin, the company has legal and practical steps it should take. An...
You pay your premiums on time and uphold your end of the agreement. When disaster strikes, you expect your insurance company to do the same. So, when a claim is met with a sudden denial, a lowball offer or endless "processing" delays, it may constitute a breach of the...
Storm damage can disrupt your home and finances in a short time. After you file an insurance claim, the appraisal often determines how repairs move forward. If that appraisal seems too low, Wisconsin law and common insurance practices give you ways to respond....