Property Damage

When you experience property damage, the term “actual cash value” (ACV) plays a significant role in how your insurance company determines compensation. It’s a standard part of many policies, yet often misunderstood. Knowing what ACV means can help you interpret your...

Filing a residential property insurance claim involves proving the damage to your property. The insurance company needs clear evidence to determine the extent of the damage and how much compensation is appropriate. Gathering thorough documentation and understanding...