Property Damage

Water damage is a top reason for property insurance claims. It could come from interior issues, like a broken pipe, or from external problems, such as a leak in a roof. But no matter how it starts, one thing to keep in mind is that water damage spreads quickly through...

Homeowners insurance and specialized supplemental policies may cover storm damage, including water damage caused by leaks in a roof. When hail, intense rainfall or strong winds damage a roof, the entire structure is potentially at risk. Property owners typically need...

Homeowners purchase insurance policies with the expectation that the policy will pay damages for covered calamities. Some of these revolve around natural disasters and inclement weather. One of these is roof damage, which may be the result of storms, winds, hail or...

Storms and tornadoes can leave behind obvious destruction, but some of the most serious problems are not always visible right away. Even when a property appears stable after severe weather, hidden structural damage may continue to worsen over time. Many homeowners...

Homeowners insurance covers many types of property damage, including storm damage. So long as a policy doesn’t exclude hail as a covered event, storms that damage roofs and cause secondary structural issues can lead to sizeable insurance claims. Hailstorms can dent...

A fire or storm can damage a business building, but the most difficult challenges often begin after cleanup. Many owners learn too late that local building codes can prevent a direct rebuild, even when the owner did not cause the loss through negligence. Whether your...

Sometimes, damage to a piece of property does not appear until after initial repairs or inspection are completed. These hidden issues can create unexpected expenses and frustration. Depending on the factors surrounding your situation, you may have the option to reopen...

If disaster strikes your home and you plan to seek insurance coverage, it is important to understand how an insurer might review your claim. Insurers often look for reasons to deny coverage, relying on complex or vague language buried in the fine print. By...

After a severe storm tears through your property, you expect your insurance company to make you whole. But many Wisconsin homeowners discover their settlement check falls far short of what repairs actually cost. How depreciation shrinks your payout The gap between...

When personal property suffers damage, insurance companies often rely on repair estimates to evaluate your claim. These estimates help determine how much the insurer pays and whether an item gets repaired or replaced. Understanding how estimates factor into the...