Wisconsin’s Dedicated Insurance Law Firm
If you’ve been in an accident or suffered a loss and you feel that the insurance company is lowballing you on your claim, it can be frustrating and stressful. “Lowballing” is a common tactic used by insurance companies. Instead of doing an objective evaluation of a claim and paying the insured what is owed, the insurance company will initially offer…
With the winter months and holidays comes an increase in fire and smoke damage claims in Wisconsin. Fireplaces are being stoked, families are gathering to cook more, and the risk for an insurance claims spike. In fact, on Thanksgiving alone, the National Fire Protection Association reported that in 2019 1,400 home cooking fires were reported to U.S. fire departments, reflecting…
Like any insurance claim, life insurance claims can be denied for various reasons, which are likely outlined somewhere in the fine print of your policy agreement. When a claim is made, the insurance company will do an audit of your policy to make sure the policyholder has fulfilled their obligations. When entering into a life insurance policy, it’s important to…
When facing an insurance claim for your home or business, hiring an attorney may be an option you are considering. If so, there are several factors to weigh that could play into if you should hire one or not. The biggest factors are not only related to the type of claim you have, but also when to involve an attorney…
So, you filed a claim for your medical bill, but your insurance company offered you less than what you owe. A lowball offer is not always wrong. However, if your insurance company is acting in “bad faith” by delaying or denying your initial claim to get you to take the low offer, they may be using bad faith practices, which…
With summer travel season upon us, getting travel insurance in these uncertain times may be at the top of your mind. Like any insurance, it’s important to know what you are getting, understand the fine print and know exactly what to do if a claim needs to be filed. At MGW Law, we help clients better understand their home, health,…
Recently, MGW recovered $2.5 million in damages for a condo association that received a denied insurance claim after a Wisconsin hailstorm. Despite having the correct insurance coverage, their claim was still denied. Ultimately, they needed the professional help of MGW for their insurance company to take them seriously and to get a fair payout. Although you may need professional help…
Wisconsin storms can be truly detrimental to homes and businesses and can cause costly damage. Although most homeowners’ policies typically cover damages from windstorms, tornadoes, ice storms, hail damage, lighting strikes, wildfires, fallen trees and power surges, there are several tactics the insurance companies use to avoid paying out costly claims. So, why are so many storm damage claims denied?…
“Bad faith” is likely a term you haven’t heard before, but it’s a common practice by insurance companies that every policyholder should know about. What are bad faith insurance practices? Bad faith can be defined as your insurance company not living up to their contractual obligation, either through refusing to pay a policyholder’s legitimate claim, delaying the process of paying…
MGW specializes in representing homeowners, business owners and associations facing denied insurance claims, which is why we recently submitted written testimony and attended a public hearing to oppose Senate Bill 434.