Wisconsin’s Dedicated Insurance Law Firm
In Wisconsin, broken pipes are one of the leading causes of insurance claims in the winter. Broken pipes can cause significant damage to a home, including water damage, mold, and structural damage. If you have homeowners insurance, it is likely that your policy will provide coverage for damages caused by broken pipes. However, it is important to note that the…
If you’ve ever filed an insurance claim, you know how frustrating it can be to have it denied or delayed. Unfortunately, this is a common occurrence, but it doesn’t have to be the end of the road. Understanding the reasons why your claim was denied or delayed can help you take the necessary steps to resolve the issue and get…
If you’ve been in an accident or suffered a loss and you feel that the insurance company is lowballing you on your claim, it can be frustrating and stressful. “Lowballing” is a common tactic used by insurance companies. Instead of doing an objective evaluation of a claim and paying the insured what is owed, the insurance company will initially offer…
With the winter months and holidays comes an increase in fire and smoke damage claims in Wisconsin. Fireplaces are being stoked, families are gathering to cook more, and the risk for an insurance claims spike. In fact, on Thanksgiving alone, the National Fire Protection Association reported that in 2019 1,400 home cooking fires were reported to U.S. fire departments, reflecting…
Like any insurance claim, life insurance claims can be denied for various reasons, which are likely outlined somewhere in the fine print of your policy agreement. When a claim is made, the insurance company will do an audit of your policy to make sure the policyholder has fulfilled their obligations. When entering into a life insurance policy, it’s important to…
When facing an insurance claim for your home or business, hiring an attorney may be an option you are considering. If so, there are several factors to weigh that could play into if you should hire one or not. The biggest factors are not only related to the type of claim you have, but also when to involve an attorney…
So, you filed a claim for your medical bill, but your insurance company offered you less than what you owe. A lowball offer is not always wrong. However, if your insurance company is acting in “bad faith” by delaying or denying your initial claim to get you to take the low offer, they may be using bad faith practices, which…
With summer travel season upon us, getting travel insurance in these uncertain times may be at the top of your mind. Like any insurance, it’s important to know what you are getting, understand the fine print and know exactly what to do if a claim needs to be filed. At MGW Law, we help clients better understand their home, health,…
Recently, MGW recovered $2.5 million in damages for a condo association that received a denied insurance claim after a Wisconsin hailstorm. Despite having the correct insurance coverage, their claim was still denied. Ultimately, they needed the professional help of MGW for their insurance company to take them seriously and to get a fair payout. Although you may need professional help…
Wisconsin storms can be truly detrimental to homes and businesses and can cause costly damage. Although most homeowners’ policies typically cover damages from windstorms, tornadoes, ice storms, hail damage, lighting strikes, wildfires, fallen trees and power surges, there are several tactics the insurance companies use to avoid paying out costly claims. So, why are so many storm damage claims denied?…