Windstorms and other forms of inclement weather can cause various types of property damage. Storms can lift roofs and damage shingles. They can pull off siding. They can also compromise the seals in windows that make them relatively weatherproof.
Compromised seals can lead to obvious drafts inside a building that affect the comfort of occupants and the safe storage of the items inside. They can also fill with condensation, creating a visual warning of the failed seal.
Can homeowners insurance help address the cost of repairing or replacing windows with damaged seals?
Window issues are relatively common
Both new windows with manufacturing defects and older windows are at particularly high risk of the seal between multiple panes of glass sustaining damage or outright failing during an intense storm. It may cost hundreds of dollars per window to effectively repair or replace them, depending on the extent of the damage.
In a storm damage scenario, it is common for multiple windows on one or two sides of the house to sustain far more damage than windows not exposed to the strongest winds. Each of those windows may require work.
Property owners likely need to have a professional come and assess all of the windows in their house, especially those close to the windows that have obviously sustained damage. Insurance companies may try to blame secondary issues or may offer low settlements that do not fully cover the cost of repairing or replacing damaged windows.
Homeowners who need to file large claims often require assistance when gathering documentation, reviewing repair estimates and negotiating with the insurance company. Having support during a storm damage claim can increase the chances of getting the coverage needed to make repairs to the property.