Wisconsin’s Dedicated Insurance Law Firm
A health insurance denial isn’t necessarily final. When an insurer refuses coverage for a needed surgery or other medical care, the patient may have the right to challenge the denial through an internal appeal, an external review or both. Internal appeals and external...
There are many ways for insurance companies to intentionally sidestep their obligations to policyholders. In some cases, they offer low settlements while people are desperate for financial relief. Other times, they may try to trick people into making statements that...
Homeowners insurance and specialized supplemental policies may cover storm damage, including water damage caused by leaks in a roof. When hail, intense rainfall or strong winds damage a roof, the entire structure is potentially at risk. Property owners typically need...
Homeowners purchase insurance policies with the expectation that the policy will pay damages for covered calamities. Some of these revolve around natural disasters and inclement weather. One of these is roof damage, which may be the result of storms, winds, hail or...
Farming is an unpredictable business. Weather, equipment failures, livestock issues and other unexpected events can disrupt even the most carefully managed operation. For this compelling reason, many Wisconsin farmers invest in agricultural insurance policies to help...
Agriculture is an unpredictable career. Farms need to generate enough revenue to pay workers, maintain the property and cover expenses for leased farm equipment. Even the most experienced farmers are at risk of pests, droughts and excessive rainfall damaging their...
Most people who carry life insurance do so for the protection of their families. They want to know that should anything happen to them, their loved ones can maintain their current lifestyle and meet their own basic needs. Life insurance is an important form of...
Winter weather losses can involve complex insurance coverage issues. Damage from ice dams, excessive snow accumulation, frozen pipes and structural collapse can trigger significant property claims. Unfortunately, policyholders may face disputes over the cause of a...
Homeowners insurance policies cover storm damage to roofs but typically not damage related to old age, also known as standard wear and tear. As such, when homeowners file claims related to roof damage, an inspection is typically necessary to validate the origins of...
Storms and tornadoes can leave behind obvious destruction, but some of the most serious problems are not always visible right away. Even when a property appears stable after severe weather, hidden structural damage may continue to worsen over time. Many homeowners...